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Federal Loan Options

Students may be eligible for loan options offered by the Department of Education by completing a for the academic year they plan to attend. A FAFSA is required in order to borrow these loans, and a student’s final eligibility is determined by their school based upon their student status. Visit from studentaid.gov for more information on these loans.

If you are a student borrowing a Federal Direct Loan for the first time, you are required to complete both and a at studentaid.gov. All borrowers must also attend an exit interview prior to leaving the University, and complete . If you have previously completed an MPN or Entrance Counseling, please inform Student Financial Services or your financial aid counselor directly. A school can request that you submit these requirements again, depending on their policies, and if the documents have expired.

Students can use their to view their federal financial aid information, see how much they have borrowed, and determine their lender information. 

Federal Direct Loan funds are sent directly to 91Ï㽶ÊÓƵ at the beginning of the term they are intended for and are issued each semester. Incomplete documentation can affect the timely disbursement of funds.

Additional Federal Loan Options (PLUS Loans)

Graduate students may apply for a Graduate PLUS Loan, and parents of dependent students may apply for a Federal PLUS Loan (known commonly as a Parent PLUS Loan). The applications for these loans can be found at . Graduate students and parents of all income levels are eligible to apply, but a credit worthiness evaluation will be conducted by the lender before the application and loan are approved. More information on PLUS Loan options can be found at . Applicants may apply for the entire cost of attendance at 91Ï㽶ÊÓƵ, less any other financial aid the student receives.

All federal student aid, including Federal Direct Loans, will be submitted to the National Student Loan Data System (NSLDS), and will be accessible by guaranty agencies, lenders, servicers, and schools determined to be authorized users of the data system.

Private Loans or Alternative Loans

Private Loans are an alternative or additional funding option to use in place of, or alongside, Federal Student Loans. These loans are maintained by lenders outside of the Federal Loan Servicers and are subject to their own credit determinations and disbursement limitations. Students and families are free to choose any alternative lender, whether they are provided in the link above or not. If you have specific questions, please contact Student Financial Services or your financial aid counselor directly for more information.